Neutrogena Invisible Daily Defense Sunscreen Lotion SPF 60+ in white squeeze tube
Full protection for Sun Damage
What Makes This Different

While the Face Serum version targets face-only use at 1.7 oz, this lotion is the face-and-body workhorse at 3 oz with the same Helioplex-stabilized four-filter system and feverfew antioxidant. The lotion format offers faster coverage of larger body areas while maintaining the 'invisible' zero-white-cast promise. The Helioplex technology maintains 85%+ UVA protection after five hours — a key advantage over commodity sunscreens where avobenzone degrades rapidly.

Neutrogena

Neutrogena Invisible Daily Defense Sunscreen Lotion SPF 60+ Review

Invisible Protection Workhorse
sunscreen lotion dermatologist recommended Paraben Free Not Cruelty Free

The versatile sibling to the Face Serum — a face-and-body sunscreen lotion that delivers SPF 60+ broad-spectrum protection with zero white cast and genuine feverfew antioxidant science. The lotion format is more practical for all-over coverage, but the addition of fragrance, menthyl lactate, and dyes compared to the cleaner serum formula makes this the less refined option. Effective and affordable, with caveats for sensitive skin.

$16.99
3 fl oz / 88ml
4.4 ★★★★★
3,000 reviews
Launched 2020 All-year use PAO: 12 months
Buy at Amazon ♥
Verdicts

How well it fits each concern

Verdict by concern tap a concern for the case

Full protectionfor Sun DamageBroad-spectrum SPF 60 with avobenzone: the protection sun damage calls for.Moderate evidenceStandard tolerabilityNo reviews collected yet

The case for it

  1. Avobenzone 3% is a first-line active — approved, monograph-listed or named in current guidelines — for this concern.
  2. It is present at an effective concentration, declared or high in the ingredient list.
  3. The formula carries no trigger this concern is sensitive to, with the cautions noted.

Same rule for everyone. “Full protection” is the verdict on 2,288 of 45,024 concern verdicts across the catalog; rule P1 decided 2,232 of them. Unchanged since September 5, 2026, engine 5.1.1.

Brand or formulator? Disclose a concentration or correct a fact →

Show the work
Rule
P1 — Photoprotection standing is regulatory (M020 / Annex VI filters; 21 CFR 201.327 attaches the early-skin-aging claim to tested broad-spectrum SPF 15+). SPF 30 is the AAD daily-use bar. · the full register
Carrying active
Avobenzone 3%
Standing
first line — a regulator recognises it for this use; trials support it · per 21 CFR § 352.10 Sunscreen active ingredients (US FDA — 21 CFR Part 352 (Sunscreen Drug Products for Over-the-Counter Human Use), via Cornell Legal Information Institute; part heading marked [STAYED INDEFINITELY], effective date stayed at 66 FR 67485), opened September 1, 2026
Form
adequate (declared 3%) — studied range up to 3%, from the OTC monograph or label; needs leave-on contact
Tolerability
standard
Row checked
against its sources on September 1, 2026 (evidence table ev-2026.09-r228)

The studies behind the evidence row

All sun damage products →
Full protectionfor AgingBroad-spectrum SPF 60 with avobenzone: the protection aging calls for.Not yet assessedStandard tolerabilityNo reviews collected yet

The case for it

  1. Avobenzone 3% has no evidence row yet for this concern — it is in the research queue.
  2. The formula carries no trigger this concern is sensitive to, with the cautions noted.

What would change this: A researched evidence row for the lead active would replace this with a verdict.

Same rule for everyone. “Full protection” is the verdict on 2,288 of 45,024 concern verdicts across the catalog; rule P1 decided 2,232 of them. Unchanged since September 5, 2026, engine 5.1.1.

Brand or formulator? Disclose a concentration or correct a fact →

Show the work
Rule
P1 — Photoprotection standing is regulatory (M020 / Annex VI filters; 21 CFR 201.327 attaches the early-skin-aging claim to tested broad-spectrum SPF 15+). SPF 30 is the AAD daily-use bar. · the full register
Carrying active
Avobenzone 3%
Standing
not assessed
Form
plausible (declared 3%)
Tolerability
standard
All aging products →
Full protectionfor HyperpigmentationBroad-spectrum SPF 60 with avobenzone: the protection hyperpigmentation calls for.Not yet assessedStandard tolerabilityNo reviews collected yet

The case for it

  1. Avobenzone 3% has no evidence row yet for this concern — it is in the research queue.
  2. The formula carries no trigger this concern is sensitive to, with the cautions noted.

Cautions: known irritants.

What would change this: A researched evidence row for the lead active would replace this with a verdict.

Same rule for everyone. “Full protection” is the verdict on 2,288 of 45,024 concern verdicts across the catalog; rule P1 decided 2,232 of them. Unchanged since September 5, 2026, engine 5.1.1.

Brand or formulator? Disclose a concentration or correct a fact →

Show the work
Rule
P1 — Photoprotection standing is regulatory (M020 / Annex VI filters; 21 CFR 201.327 attaches the early-skin-aging claim to tested broad-spectrum SPF 15+). SPF 30 is the AAD daily-use bar. · the full register
Carrying active
Avobenzone 3%
Standing
not assessed
Form
plausible (declared 3%)
Tolerability
standard — irritant load
All hyperpigmentation products →
Full protectionfor Dark SpotsBroad-spectrum SPF 60 with avobenzone: the protection dark spots calls for.Not yet assessedStandard tolerabilityNo reviews collected yet

The case for it

  1. Avobenzone 3% has no evidence row yet for this concern — it is in the research queue.
  2. The formula carries no trigger this concern is sensitive to, with the cautions noted.

What would change this: A researched evidence row for the lead active would replace this with a verdict.

Same rule for everyone. “Full protection” is the verdict on 2,288 of 45,024 concern verdicts across the catalog; rule P1 decided 2,232 of them. Unchanged since September 5, 2026, engine 5.1.1.

Brand or formulator? Disclose a concentration or correct a fact →

Show the work
Rule
P1 — Photoprotection standing is regulatory (M020 / Annex VI filters; 21 CFR 201.327 attaches the early-skin-aging claim to tested broad-spectrum SPF 15+). SPF 30 is the AAD daily-use bar. · the full register
Carrying active
Avobenzone 3%
Standing
not assessed
Form
plausible (declared 3%)
Tolerability
standard
All dark spots products →

Does the jobDoes what a sunscreen is for: UVA coverage, holds up in sunlight. Not measured from the label: pleasant enough to actually use.

A verdict is DermApproved’s assessment of how well a product’s ingredients fit a concern — never a claim about what the product treats. Evidence dots and collected reviews sit beside it and are never blended in. Rules 0.5.1 · evidence table ev-2026.09-r228 · how we decide

Assessment

Pros & Cons

Pros

  • ✓ SPF 60+ broad-spectrum protection with Helioplex-stabilized avobenzone maintaining 85%+ UVA efficacy after 5 hours
  • ✓ Zero white cast on all skin tones — genuinely invisible application
  • ✓ Versatile 3 oz face-and-body format for comprehensive daily protection
  • ✓ Proprietary feverfew antioxidant provides photoprotection beyond UV filtration alone
  • ✓ 80-minute water resistance for active outdoor use
  • ✓ Lightweight lotion absorbs quickly without traditional sunscreen heaviness
  • ✓ Good value at ~$17 for 3 oz of high-SPF protection with antioxidant technology

Cons

  • ✗ Contains fragrance — an unnecessary irritation risk in a daily-use sunscreen (fragrance-free version available)
  • ✗ Alcohol denat. can dry and irritate sensitive or barrier-compromised skin
  • ✗ Yellow 5 and Red 40 dyes serve no functional purpose and add allergen risk
  • ✗ Menthyl lactate cooling agent may sensitize reactive skin types
  • ✗ Homosalate at 13.5% exceeds the EU-recommended limit for facial products
  • ✗ Consistent reports of eye stinging when product migrates during sweating
Review

Full Review

There is an awkward truth about the sunscreen serum trend: most people need to protect more than their face. Necks, arms, hands, chest — all the skin that sees daylight needs UV protection, and a 1.7-ounce serum designed for facial application is not going to cover it. The Neutrogena Invisible Daily Defense Sunscreen Lotion SPF 60+ exists to bridge this gap, offering the same UV filter system and feverfew antioxidant technology as the more elegant Face Serum in a 3-ounce tube that can handle face and body duty.

The UV protection architecture is identical to the serum: avobenzone at 3% for UVA, stabilized by octocrylene at 10% through Helioplex technology, with homosalate at 13.5% and octisalate at 5% driving the SPF to 60+. Research demonstrates that octocrylene improves avobenzone's photostability from 23% to 90%, which means the UVA protection actually lasts through extended sun exposure rather than quietly degrading within the first hour — a problem that plagues cheaper chemical sunscreens. Neutrogena claims their Helioplex system maintains 85% or more of UVA protection after five hours of simulated sun exposure.

The feverfew antioxidant is here too — the parthenolide-depleted extract that published research shows scavenges reactive oxygen species, reduces UV-induced redness, and activates DNA repair pathways. It is a genuine differentiator that elevates this above the commodity chemical sunscreens sharing shelf space at the drugstore.

But the lotion makes compromises that the serum does not. Fragrance appears in the inactive ingredients — a light, pleasant scent that many users enjoy but that serves no protective purpose and adds an irritation variable for sensitive skin. Menthyl lactate provides a subtle cooling sensation on application — a sensory flourish that some find refreshing and others find irritating. Yellow 5 and Red 40 are present as dyes with no functional justification. These are the choices a mass-market body sunscreen makes to appeal to the broadest possible consumer base, and they are the choices that make the Face Serum the cleaner formulation for anyone willing to pay the per-ounce premium for face-only use.

The texture is a lightweight, watery lotion that absorbs notably faster than traditional body sunscreens. It spreads without resistance, leaves no white cast on any skin tone, and settles into a dewy-to-satin finish within fifteen to thirty minutes. For a 3-ounce sunscreen intended for body application, the cosmetic elegance is impressive — this does not feel like slathering on a thick paste before heading to the beach. It feels closer to applying a moisturizing lotion that happens to provide SPF 60+ protection.

Alcohol denat. sits fourth on the inactive ingredient list — the same drying agent present in the Face Serum. It is the price of the lightweight feel. The alcohol evaporates quickly, carrying some of your skin's natural moisture with it, which is why the glycerin positioned third is strategically important. For people with normal to oily skin, the balance works fine. For dry skin, applying a moisturizer underneath first is not optional — it is essential.

The 80-minute water resistance makes this more versatile than the Face Serum for active days. If you are going from office to outdoor lunch to an afternoon walk, one product handles the transition without needing a separate beach sunscreen in your bag. The protection holds through moderate sweating and light water exposure, though towel-drying removes it and full reapplication is still necessary every two hours.

The common complaints track predictably with the ingredient list. Eye stinging occurs when the product migrates during sweating — a chemical sunscreen issue that is not unique to this product but is exacerbated by the menthyl lactate and alcohol. Pilling under makeup is a sporadic issue tied to formulation compatibility with specific foundations. And the fragrance, while pleasant to most, is the kind of unnecessary addition that a product designed for daily repeated application really does not need.

A fragrance-free version exists and deserves attention. Same UV filters, same feverfew antioxidant, same Helioplex stabilization — without the fragrance ingredient. If you want this product but not the scent, the fragrance-free SKU is the obvious choice and should arguably be the default.

The value proposition is solid at roughly seventeen dollars for three ounces of SPF 60+ protection with genuine antioxidant technology. That is enough product for two to three months of daily face use, or two to four weeks of face-and-body summer use. At this price point, you can afford to apply generously and reapply without the cost anxiety that accompanies premium sunscreens.

The Invisible Daily Defense Lotion is not as refined as its Face Serum sibling, and it does not pretend to be. It is the workhorse version — the sunscreen you grab when you need to protect everything the sun can reach, not just your face. For that purpose, it delivers real protection, real antioxidant science, and real invisibility at a price that respects the reality of how much sunscreen people actually need.

Formula

Key Ingredients

The hero actives that drive this product's performance.

IngredientFunctionEvidence
Avobenzone 3% (3%) The primary UVA filter providing broad-spectrum protection against photoaging wavelengths. Stabilized by Neutrogena's Helioplex system (octocrylene at 10%) to maintain over 85% of UVA protection after five hours of simulated sun exposure — a critical advantage for an all-day sunscreen lotion designed for both face and body. Regulator-approved for Sun Damage · emerging certainty
Homosalate 13.5% (13.5%) The highest-concentration UVB filter in this formula, providing the backbone of the SPF 60+ rating. Works alongside octisalate and octocrylene to cover the full UVB absorption spectrum. Present near the FDA maximum of 15%, though above the EU-recommended limit of 7.34% for facial products. Regulator-approved for Sun Damage · limited certainty
Octocrylene 10% (10%) Dual-function UVB filter and avobenzone photostabilizer. Research shows octocrylene improves avobenzone photostability from 23% to 90% — the critical technology that makes this sunscreen maintain its broad-spectrum claim through hours of sun exposure rather than degrading within the first hour. Regulator-approved for Sun Damage · limited certainty
Parthenolide-Depleted Feverfew Extract Neutrogena's proprietary antioxidant that provides photoprotection beyond UV filtration alone. Published research demonstrates it scavenges reactive oxygen species, reduces UV-induced erythema, and activates DNA repair pathways — mopping up oxidative damage that penetrates past the UV filter system. Not yet assessed
Glycerin Positioned third among inactive ingredients as the primary humectant, providing essential hydration to counterbalance the alcohol denat. content. In a sunscreen lotion designed for extended face and body wear, glycerin helps maintain skin comfort during all-day use. Not yet assessed
Full INCI List

Active Ingredients: Avobenzone 3%, Homosalate 13.5%, Octisalate 5%, Octocrylene 10%. Inactive Ingredients: Water, Butyloctyl Salicylate, Glycerin, Alcohol Denat., Silica, Dimethicone, Aluminum Starch Octenylsuccinate, Polyurethane-62, Phenoxyethanol, Pentylene Glycol, Sodium Acryloyldimethyltaurate/VP Crosspolymer, Acrylates/Dimethicone Copolymer, Glyceryl Stearate, Chlorphenesin, Styrene/Acrylates Copolymer, Fragrance, Menthyl Lactate, Tocopheryl Acetate, Disodium EDTA, Trideceth-6, Chrysanthemum Parthenium (Feverfew) Flower/Leaf/Stem Juice, Sodium Hydroxide, Yellow 5, Red 40

Safety & Formulation Facts
? Pregnancy Safety Unverified ✗ Fragrance Free✗ Alcohol Free✓ Oil Free✗ Silicone Free✓ Paraben Free✓ Sulfate Free✗ Cruelty Free✗ Vegan✗ Fungal Acne Safe
Comedogenic Ingredients
Glyceryl Stearate
Potential Irritants
FragranceAlcohol Denat.Menthyl LactateYellow 5Red 40
Common Allergens
FragranceYellow 5 (Tartrazine)
Compatibility

Skin Match

Works For
Not Ideal For
Routine Step

sunscreen

Time of Day

AM

Layering Tips

Make this the final step of your morning skincare routine. The 3 oz size is designed for face and body use — apply generously to all exposed areas. Reapply every 2 hours during sun exposure. For sensitive skin, a fragrance-free version of this product is available.

Results Timeline

Immediate UV protection upon application. Long-term benefits of consistent daily sunscreen use — reduced photoaging, fewer dark spots, lower skin cancer risk — become visible over months to years.

Pairs Well With
Moisturizer underneath (essential for dry skin to buffer the alcohol content)Vitamin C serum (enhanced antioxidant defense)Hydrating toner or serum (counterbalance alcohol drying effect)
Planning a combo? Check it against what you already use
Sample AM Routine
  1. Gentle cleanser
  2. Moisturizer
  3. Neutrogena Invisible Daily Defense Sunscreen Lotion SPF 60+
Sample PM Routine
  1. Gentle cleanser
  2. Treatment serum
  3. Moisturizer
Evidence

Science & Expert Perspective

The Science

The Neutrogena Invisible Daily Defense Sunscreen Lotion SPF 60+ shares the same UV filter system and antioxidant complex as the Face Serum version, built on the four-chemical-filter Helioplex stabilization approach.

The photostability of the avobenzone-octocrylene combination has been validated in multiple studies. A study reported in RSC Advances (Cowden et al., 2023) demonstrated that octocrylene dramatically improves avobenzone photostability — from 23% retention after 25 MED of UV exposure when avobenzone is used alone, to approximately 90% when combined with octocrylene at comparable concentrations. This photostabilization is the core of Neutrogena's Helioplex technology and is what distinguishes this formula from cheaper sunscreens where avobenzone degrades rapidly. A comprehensive review in Pharmaceutics (Gholap et al., 2023) confirmed that stabilizer-based approaches are among the most effective strategies for maintaining avobenzone's UVA protection over time.

The feverfew antioxidant complex provides photoprotection beyond UV filtration. One trial published in the International Journal of Molecular Sciences (2024) demonstrated that feverfew flower extracts possess potent antioxidant potential and protective effects on skin cells, with high concentrations of polyphenols, flavonoids, and phenolic acids. Earlier Neutrogena-specific research showed the parthenolide-depleted version scavenges free radicals and activates DNA repair pathways.

The homosalate concentration is noteworthy in the evolving regulatory landscape. The EU Scientific Committee on Consumer Safety (SCCS, 2021) recommended reducing the maximum concentration of homosalate to 1.4% — significantly lower than the 13.5% in this formula — citing potential endocrine activity. The FDA continues to allow homosalate at up to 15% while evaluating additional safety data.

Dermatologist Perspective

Dermatologists recommend the Invisible Daily Defense Lotion for patients who need comprehensive face-and-body sun protection in a single, lightweight product. Working dermatologists often emphasize that the 3-ounce format encourages the generous application that is critical for achieving the labeled SPF, and the zero white cast addresses one of the most common reasons patients — particularly those with darker skin tones — avoid sunscreen. For sensitive-skinned patients, dermatologists preferentially recommend the fragrance-free version to eliminate the most common cosmetic sensitizer while maintaining the same UV protection and antioxidant benefits.

Guidance

Usage & Recommendations

How to Use

Apply generously to all exposed skin areas at least 15 minutes before sun exposure. Use approximately 1/4 teaspoon for the face alone, and roughly 1 ounce (a shot glass) for full body coverage. Reapply every 2 hours during sun exposure and immediately after swimming, heavy sweating, or towel drying. For facial use, apply as the final step of your morning skincare routine after moisturizer. A fragrance-free version is available for those who prefer unscented products.

Value Assessment

At approximately $17 for 3 ounces, the lotion offers better per-ounce value than the Face Serum ($15.49 for 1.7 oz). The larger format makes generous application and regular reapplication financially feasible — an important consideration since most people under-apply sunscreen precisely because they are rationing an expensive product. For a daily sunscreen with Helioplex-stabilized broad-spectrum SPF 60+ and genuine antioxidant technology, the value is competitive with comparable drugstore options.

Who Should Buy

Anyone seeking a versatile face-and-body sunscreen that delivers high SPF protection without white cast at a drugstore price. Ideal for people who need one sunscreen product for comprehensive daily protection, outdoor activities, and commuting — especially those with medium to darker skin tones who have been underserved by mineral sunscreens.

Who Should Skip

Those with sensitive, rosacea-prone, or barrier-compromised skin should choose the fragrance-free version or a mineral sunscreen. Skip if you experience sunscreen-related eye stinging, as the chemical filters and menthyl lactate are common culprits. Also avoid if you prefer mineral-only UV filters or are concerned about homosalate at high concentrations.

Ready to try Neutrogena Invisible Daily Defense Sunscreen Lotion SPF 60+?

Buy at Amazon ♥

Or visit the Neutrogena store on Amazon →

Details

Product Details

Texture

A lightweight, watery lotion with a slightly yellowish tint that disappears completely on rubbing in. Absorbs in under a minute. Quick-drying compared to traditional sunscreen lotions but leaves a slight dewy film.

Scent

Light, pleasant fragrance that several users compare to a subtle beach or floral scent. Fades within minutes of application. A fragrance-free version is available for those who prefer unscented products.

Packaging

Standard white squeeze tube (3 fl oz) with blue and orange Neutrogena Invisible Daily Defense branding and flip-top cap. Travel-friendly size. Functional drugstore packaging.

Finish
dewysatinlightweight
What to Expect on First Use

On first application, the lotion spreads easily and absorbs quickly — within 30-60 seconds, the product has largely absorbed. There is a subtle cooling sensation from the menthyl lactate and a light scent that fades rapidly. No white cast on any skin tone. The finish starts dewy and settles to a satin sheen over 15-30 minutes. Most users tolerate it well, though those with sensitive eyes should apply carefully around the orbital area.

How Long It Lasts

2-3 months with daily face-only application; 2-4 weeks with daily face and body use

Period After Opening

12 months

Opened yours? Track the toss-by date
Best Season

All Year

Certifications
Broad Spectrum SPF 60+80-minute water resistanceHSA/FSA eligibleOxybenzone-free
Background

The Story Behind This Product

Launched in 2020 as part of the Invisible Daily Defense line, this lotion replaced Neutrogena's older Healthy Defense range. It was designed to address the two biggest reasons people skip sunscreen: white cast and heavy texture. The lotion format provides a middle ground between the ultra-light Face Serum and traditional body sunscreens like Beach Defense — offering the protection level of a high-SPF body sunscreen with the cosmetic elegance of a daily-wear product.

About Neutrogena Legacy Brand (20+ years)

Neutrogena was founded in 1930 and is the number-one dermatologist-recommended sun care brand in the United States. The Invisible Daily Defense line launched in 2020 with proprietary Helioplex technology and parthenolide-depleted feverfew antioxidant.

Brand founded: 1930 · Product launched: 2020
Myth vs. Reality

Common Myths

Myth

This lotion-format sunscreen provides less elegant wear than the serum version.

Reality

While the serum version is lighter and more face-specific, the lotion absorbs quickly and provides zero white cast with a satin finish. The lotion format was specifically designed for face AND body use, making it more versatile than the serum for comprehensive daily protection.

Myth

You only need to apply sunscreen once in the morning for all-day protection.

Reality

Despite the 80-minute water resistance and high SPF 60+, reapplication every 2 hours during sun exposure is essential. UV filters degrade and physically wear off throughout the day regardless of their initial SPF rating.

Myth

The fragrance in this sunscreen means it will irritate everyone's skin.

Reality

While fragrance is a common cosmetic sensitizer, most people tolerate it without issue. However, if you have reactive or sensitive skin, Neutrogena offers a fragrance-free version of this exact product with the same UV protection and antioxidant complex.

FAQ

Frequently Asked Questions

What's the difference between the Invisible Daily Defense Lotion and the Face Serum?

The lotion is a 3 oz face-and-body product with fragrance and menthyl lactate (cooling agent), designed for broader coverage. The serum is a 1.7 oz face-specific product that is fragrance-free and more lightweight. Both share the same UV filter system and feverfew antioxidant. For face-only use, the serum is the more refined option; for all-over body protection, the lotion is more practical.

Does this sunscreen leave a white cast?

No — as a chemical sunscreen, it absorbs UV radiation rather than reflecting it, so it leaves zero white cast on any skin tone. It applies with a slight yellowish tint that disappears completely as it absorbs.

Is there a fragrance-free version of this sunscreen?

Yes — Neutrogena offers a fragrance-free version of the Invisible Daily Defense Sunscreen Lotion SPF 60+ with the same UV protection system and antioxidant complex, minus the fragrance ingredient. Look for the 'Fragrance Free' label on the packaging.

How often should I reapply this sunscreen?

Every 2 hours during sun exposure, and immediately after swimming, heavy sweating, or towel drying — regardless of the 80-minute water resistance rating. No sunscreen provides all-day protection from a single application.

Can I use this as my moisturizer?

For normal-to-oily skin, the glycerin content provides enough hydration that this can serve as a combined moisturizer-sunscreen in the morning. For dry skin, apply a dedicated moisturizer underneath first — the alcohol denat. content can be drying without a hydrating base.

Reviews

What Reviewers Tend to Say

Recurring themes our editors read across retailer reviews of this product — summaries in our words, not quotations, and not a substitute for your own patch test.

Common Praise

Lightweight lotion absorbs quickly without heavy sunscreen feeling

No white cast on any skin tone — truly invisible application

Good SPF 60+ protection at a drugstore price point

Pleasant light scent that fades quickly

Doubles as a light moisturizer for normal-to-oily skin

80-minute water resistance holds up well during outdoor activities

Common Complaints

Contains fragrance — unnecessary for a daily-use sunscreen

Can pill under certain foundations or makeup products

Some users report eye stinging when product migrates during sweating

Alcohol denat. can feel drying on already-dry skin

Contains Yellow 5 and Red 40 dyes with no functional purpose

Dewy finish may be too shiny for oily skin types

Notable Endorsements
Neutrogena is the #1 dermatologist-recommended sun care brand in the USTested by Consumer Reports sunscreen programHSA/FSA eligible